SME lending is currently unregulated and small businesses have minimal bargaining power. This makes it hard for SMEs to compare the cost of different financial products.

This means many businesses are paying too much or more than they think. While campaigning for APR to be mandatory, we have created a tool to help SMEs compare the cost of commercial finance products. We break down the components for the most popular products on the market today, taking into account information that has been shared to date.

Is your commercial finance product or provider not listed here? Do you think our assumptions or data is incorrect? Please tell us in an email